Federal Contractors · One Question

No. A fixed hourly fringe is met for each employee.

For a fixed hourly health and welfare amount the obligation is met for each individual employee. Costs cannot be averaged across the workforce.

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The Detail

The short answer, then the detail.

How it works

  • It applies to all paid hours, including vacation, sick leave and holidays, up to 40 hours a week and 2,080 hours a year per contract.
  • Part-time and temporary employees receive a pro-rated share based on their time on covered work.

What to watch

  • A rich plan for some employees does not make up for others who fall short.
  • Employees on leave still carry paid hours that count.

What CFH does

  • Builds a per-employee model on your census.
  • Shows where benefits carry the fringe and where it falls short.
  • Hands payroll the numbers by employee.

General information, not legal advice. Your wage determination and contract clauses govern, and contracts counsel decides how they apply to you. We bring counsel in.

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

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