We design and price the plan; counsel reads the contract.
We design, price and document the benefits plan, and model it against the fringe obligation employee by employee.
The short answer, then the detail.
How it works
- Plan design, pricing and documentation.
- Per-employee modeling against the fringe.
- Benchmarking for reasonableness.
What to watch
- Reading a wage determination and the contract clauses belongs with your contracts counsel.
- Payroll mechanics belong with your payroll team.
- Allowability calls belong with your contracts counsel or auditor.
What CFH does
- Works alongside your counsel and payroll team.
- CFH clients also have access to CPAs and attorneys through the firm when a question needs one.
General information, not legal advice. Your wage determination and contract clauses govern, and contracts counsel decides how they apply to you. We bring counsel in.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →