Follow one new hire and one termination end to end.
We follow one new hire and one termination from your office to the carrier and see where it breaks.
Send Us Your Renewal ← Back to Benefits Administration And Payroll
Find the break before fixing it.
What Happens In This Step
We trace a recent hire and a recent termination: who was told, what was entered where and when the carrier learned.
Along the way we find the delays, duplicate entries and handoffs that cause errors.
What You Get From It
A clear map and a short list of the biggest problems.
The list tells us what to fix first.
What this step needs and produces.
What We Need
A recent hire and termination as examples and whoever handled them.
What We Do
We trace and document each step.
What You Get
A process map and priority fixes.
Questions on this topic.
Short answers for agency owners.
How long does it take?
Usually a short conversation and a review of the records.
Will it disrupt our office?
Not much. We ask a few questions and review examples.
What if there is no process?
We build one. That is common.
General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →
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