← Resources

Employee Benefits for Bath Employers

Clinton County Courthouse in St. Johns, Michigan, the county that includes Bath Township — CFH Insurance Consultants group health insurance and employee benefits consulting for Bath, MI employers
EMPLOYEE BENEFITS CONSULTING · BATH, MI

Employee Benefits for Bath and Northern Ingham and Clinton County Employers

Bath is a township in Clinton County just north of East Lansing, near US-127. Its employers include small businesses and organizations that draw staff from Bath, DeWitt and East Lansing. We help Bath employers offer a benefits plan that keeps them competitive with Lansing-area employers.

Call 248.370.8853

Photo: kennethaw88, CC BY 4.0, via Wikimedia Commons

Bath at a Glance

Bath Charter Township had 13,292 residents at the 2020 census, up from 11,598 in 2010, which is roughly 15 percent growth. It lies in Clinton County, directly north of East Lansing.

A Growing Township Next to East Lansing

Bath Township was organized in 1839 and renamed in 1843. The unincorporated community of Bath sits in the western part of the township. Population growth means more employees and more employers to serve.

Park Lake and Local Recreation

Park Lake at the township’s southern edge was a regional recreation site in the early twentieth century. The lake is still a local landmark, and the township sits close to the East Lansing job market.

Competing With East Lansing Employers

Michigan State University employed 10,253 people in 2018, according to the Lansing Economic Area Partnership. Bath employers compare their offers with what the university and other nearby institutions provide.

Figures are from the 2020 U.S. Census unless noted.

Plan Options for a Bath Employer

We compare fully insured, level-funded and self-funded plans using your census and claims. See level-funded health plans.

Hiring Against East Lansing and DeWitt Employers

Bath employers recruit in the same pool as East Lansing institutions and DeWitt businesses. We review your benefits against the market. See our East Lansing and DeWitt pages.

Compliance Without a Compliance Department

ACA reporting, COBRA and ERISA obligations apply to small employers. We keep them on a calendar. See Michigan benefits compliance.

Bath Township, Michigan: Local Background for Employers

Bath Charter Township covers about 35 square miles of Clinton County directly north of East Lansing. It is a much larger geographic area than its small-town name suggests.

A Township That Has Grown Since 2010

The 2020 census counted 13,292 residents, up from 11,598 in 2010, an increase of 14.6%. The township was organized in 1839 as Ossowa Township, split from DeWitt Township, and was renamed Bath Township in 1843.

A Township With Several Mailing Addresses

Bath, East Lansing, Haslett and Laingsburg all have ZIP codes that touch the township: 48808, 48823, 48840 and 48848. For an employer, that matters because the mailing address on a census does not always match the county or rating area a carrier uses.

Land And Water

Water makes up roughly 9% of the township area, and Park Lake lies along its southern edge. With about 32 square miles of land, the township is large, so employee addresses on a census can be spread widely.

What Bath Township Employers Ask Us First

Employers here are close to East Lansing but outside the city limits, which creates a few recurring questions.

Does Our Address Change Our Rates

It can. Carriers price by rating area and service area, so we check how each carrier treats a Clinton County address before we compare quotes.

Which Carrier Networks Cover Our Staff

Employees may live in East Lansing, DeWitt, Laingsburg or elsewhere. We check hospital and physician access across that spread rather than assuming everyone lives next door to the office.

We Are Growing And Need Benefits To Keep Up

As headcount grows, eligibility, waiting periods and plan design need to change with it. We review the plan at each renewal so it does not stay frozen at the size you were years ago.

What Bath Employers Ask

Our Bath employees live on both sides of the Ingham and Clinton county line. Does that matter?

Plan networks follow where employees live, so we check provider access for the whole group before recommending a plan.

We already have a broker. Can you still look at our renewal?

Yes. Send the renewal letter, plan summary, contribution split and enrolled counts. The review is free and carries no obligation. See how a renewal second opinion works.

Do you have an office in Bath?

No. Our Michigan office is in Bloomfield Hills, and we serve Bath employers by phone, video and on site when needed.

Send Us This Year’s Bath Renewal

Send the Bath renewal, plan summary, contribution and enrollment by tier, and two more documents if you are at fifty or above. We will explain the increase and check both nearby hospital systems in the network. 248.370.8853 or info@cfhic.com.

Start the Review Email info@cfhic.com Call 248.370.8853
CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Book a 30-minute call