One Pass Select is a subscription gym program, so the first question is who pays the monthly fee.
One Pass Select gives employees a nationwide gym network, digital fitness and grocery delivery through a monthly subscription. How the fee is paid and by whom is the detail that decides whether it is a benefit or a discount.
What the program is and what members do.
What the program is
UnitedHealthcare describes One Pass Select as a subscription based fitness and well-being program with an extensive nationwide gym network, digital fitness and additional perks. Its member page says employees can reach digital fitness apps, gym memberships and home grocery delivery services, and can pick a membership tier that fits their routine, at a gym or at home.
How membership works
UnitedHealthcare says there are no long-term contracts or annual gym registration fees, employees can change tiers monthly, and multi-location access starts with no waiting period. The grocery delivery perk depends on where the state allows it. Employees choose to sign up; nothing is enrolled automatically.
Family members and reported use
UnitedHealthcare says employees can add up to four family members aged 18 and over at a 10% monthly discount. It reports that more than 75% of employees who signed up were actively engaged (2023 utilization report) and that employees save 20% on average compared with retail gym membership (2022 internal analytics). These are carrier figures.
Eligibility, funding and plan design.
Who can use it
UnitedHealthcare lists One Pass Select among the wellness programs for members with employer-sponsored plans and notes that program availability varies by plan type. It also calls the program voluntary. Employers should confirm that the group’s plan is one where One Pass Select is offered before it appears in an enrollment guide.
How it is paid for
In its disclosures for the program, UnitedHealthcare says One Pass Select is a voluntary program offered by One Pass Select, Inc., that subscription costs are payable to that company, and that discounted memberships may have tax implications. The pages reviewed do not describe an employer-paid option, so ask whether one exists.
Where it fits in plan design
Think of it as a discounted fitness marketplace rather than a funded benefit. It costs the employer little to offer, which is also why it moves few outcomes by itself. It pairs with UHC Rewards, because rewards can be redeemed toward a One Pass Select subscription. An employer that wants to pay for fitness should compare it with a stipend.
What to settle before relying on it.
Is the monthly fee employee-paid, employer-paid or split?
Get a plain answer on who pays, whether an employer can subsidize a tier, and how that subsidy would be billed. If the answer is employee-paid only, describe the program to staff as a discount, not as a benefit the plan covers.
What is the tax treatment of a discounted membership?
UnitedHealthcare says buying discounted gym and fitness memberships may have tax implications and tells members to consult a tax professional. Before an employer pays or reimburses any part of the fee, we would have the company’s tax adviser confirm how it is treated and what reporting applies.
Does the gym network reach where our employees live and work?
Ask for a location search against the employee census, including remote staff and out-of-state locations. Grocery delivery is tied to state rules, so confirm availability for each location. A national network can still leave a rural or remote employee with no practical gym.
Common questions about this program.
Does One Pass Select cost the employer anything?
UnitedHealthcare’s pages describe a subscription paid to One Pass Select, Inc. and do not describe an employer-paid fee. Ask your UnitedHealthcare representative whether the group’s plan includes any employer-paid component.
Can family members join?
UnitedHealthcare says employees can add up to four family members aged 18 and over at a 10% monthly discount. Confirm the exact terms for your plan before announcing it to staff.
Does tying a reward to gym use trigger wellness rules?
It can. If an employer rewards gym use or fitness results with premium credits or other incentives, HIPAA and ACA wellness rules may apply, and health data collection can raise ADA and GINA questions. Have employment counsel review the design.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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