Check the plan through the year, not only when the renewal arrives.
Measures only help if someone looks at them.
What we review.
A short, consistent set.
Cost
Plan cost against the datum.
Participation
Who enrolled, who declined and what changed.
Claims
Large claims and patterns, as data allows.
When we review.
On a schedule set at the start.
Through the Year
Check-ins are built into the account calendar.
Before Renewal
The review sets up the next datum.
After Open Enrollment
Enrollment results are checked.
What you do with it.
Action, not reports for their own sake.
Spot Problems Early
Issues are raised while there is time to act.
Support Decisions
Funding, design and contribution choices rest on current numbers.
Report Upward
You get something clear to share with a CFO or owner.
Questions Employers Ask About This
How often do we meet?
On the schedule agreed when the account starts.
Can you report to our leadership?
Yes. We can summarize results for the people you name.
What if the data is incomplete?
We tell you what is missing and what we can still say.
Related guides.
From Renewals to Results: The Broker Playbook
The full playbook.
DATUM: The Five-Stage Renewal Process We Repeat Every Year
The method, stage by stage.
The Service Team Behind Your Account
Who works on your account.
Want this applied to your renewal?
Send us the renewal and we will run it through DATUM and show you where the number comes from.
Your renewal letter
Your census
Your current plan documents
Your renewal date
Rough answers are fine. We build the numbers from there.
Laws and rules referenced
Employee Benefit News: Renewals to Results — Opinion piece on brokers moving from plan shopping to data-driven advisory work.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →
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