Calculator vs. statement: When do I need a statement?
When each employee should see their own breakdown, with their own tier and plan.
How it works in practice
Use a statement when each employee should see their own tier and plan.
It carries the detail that a total hides.
Three places to go next
Is the Total Compensation Calculator the Same as a…
The calculator gives the total. A statement lists each benefit.
Total compensation calculator
Add up salary and employer-paid benefits.
Total compensation statements
Show employees the full value of the package.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →