The filings and notices your plan year actually triggers, ahead of the deadline rather than after it.
The list depends on your size, your funding and your plan year. We build it for your group instead of handing you a generic one.
Three kinds of obligation.
Filings, notices and attestations each follow their own clock.
Annual Filings
Form 5500 for plans that must file, and ACA reporting for employers large enough to owe it.
Annual Notices
The Medicare Part D creditable coverage notice before October 15, and the summary of benefits and coverage at enrollment and renewal.
Attestations
The gag clause attestation each December 31, for insured and self-funded plans.
Size changes the list.
There is no single number at which the rules start.
20 Employees
COBRA continuation coverage applies from 20 employees.
50 Employees
The ACA employer mandate and its reporting begin at 50 full-time-equivalent employees.
100 Participants
Form 5500 filing applies to many plans once participants reach 100 at the start of the plan year.
A dated list with names beside it.
So the date has an owner, not just a reminder.
A Dated List
Each item with its deadline, working backward from your plan year.
Names and Roles
Who gathers, who reviews and who signs.
Updates When Rules Change
Thresholds and dates move. The calendar moves with them.
Questions that come up.
Short answers to the questions we hear most. Each links to the full page.
What filings and notices belong on a compliance calendar?
The calendar covers three kinds of obligation. Annual filings include Form 5500 for plans required to file and ACA reporting for employers large enough to owe it. Annual notices include the Medicare Part D creditable coverage notice and the summary of benefits and coverage. Attestations include the gag clause attestation.
Does the calendar change depending on how big our company is?
Yes, because there is no single headcount where the rules start. COBRA applies at 20 employees, the ACA employer mandate and its reporting begin at 50 full-time-equivalent employees, and Form 5500 filing applies to many plans at 100 participants. The list is built for each group.
What do we receive besides a list of dates?
You receive a dated list with each item’s deadline worked backward from the plan year, plus names and roles showing who gathers the information, who reviews it, and who signs. The calendar is updated when thresholds and dates change, so each date has an owner.
Ready? Send us your renewal, or talk it through with someone first. No cost, no obligation.
General information, not legal or tax advice. Plan-specific questions belong with the plan documents, the carrier and counsel.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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