The third step is enrolling caregivers and starting coverage.
We handle the application and help your caregivers enroll so coverage starts on the date you chose.
Enroll and start.
What Happens In This Step
We submit the application, set up payroll deductions and help eligible caregivers understand their options and enroll.
We also confirm the start date with the carrier.
What You Get
Active coverage on your chosen start date and a simple enrollment process for each caregiver.
You also get a calendar of the first renewal and deadlines.
What this step needs and produces.
What We Need
Employee details and signed enrollment forms.
What You Get
Coverage in force and payroll deductions set.
How Long
Timing depends on the carrier and the start date.
Questions on this topic.
Short answers for agency owners.
Do caregivers enroll online?
Where the carrier supports it, yes, and we help those who prefer paper.
What about caregivers who decline?
They can waive coverage, and we explain how that is documented.
What happens after the start?
We set the renewal calendar and check in before the first renewal.
General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
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