Classification

The decision belongs to you and your attorney.

We give your attorney a clear summary and then follow the plan they and you decide on.

Send Us Your Renewal   ← Back to 1099 Caregivers And Classification

Step Three

Counsel decides, we implement the benefits side.

What Happens In This Step

We deliver the fact summary and model to your counsel and answer questions about the benefits side.

If the decision changes who is eligible, we update the plan and enrollment.

What You Get From It

A benefits plan that matches the classification decision.

The records and calendar to keep it that way.

How It Works

What this step needs and produces.

What We Need

Your attorney’s direction.

What We Do

We implement the benefits changes.

What You Get

An updated plan and records.

Questions We Get

Questions on this topic.

Short answers for agency owners.

Do you work with our attorney?

Yes, we provide the benefits and ACA analysis and follow their direction.

What if we do not have an employment attorney?

You will want one. We can suggest the kind of expertise to look for.

Does the plan have to change?

Only if the classification decision changes who is eligible.

General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

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Colorado Springs, CO 80921
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Houston, TX 77084
281.404.5670

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