McLaren Health Plan Wellness

McLaren’s preventive and behavioral health resources are mostly links to outside guides, so employers should treat them as awareness material.

McLaren Health Plan encourages preventive screenings and links members to self-screening tools and topic guides. Most of the content sits on outside sites, which shapes how much an employer can rely on it.

Ask What Your Carrier Offers

What It Is

What the program is and what members do.

Preventive screenings

McLaren says it has many free wellness programs and services and encourages members to get preventive health screenings whenever their doctor recommends them. On its Health Advantage page, McLaren notes that certain in-network preventive services are covered at 100 percent under the Affordable Care Act, with changing federal requirements.

Behavioral health and HIV prevention

The wellness page links to age-appropriate behavioral health self-screening tools from an outside organization, which members can use to identify concerns for a practitioner. It also explains PrEP and PEP, medicines a doctor, physician assistant or nurse practitioner can prescribe, and quotes effectiveness percentages for PrEP.

Topic guides

The page lists guides for maintaining a healthy weight, tobacco cessation, physical activity, healthy eating, stress, at-risk drinking and depressive symptoms. Most go to WebMD guides, with tobacco links to the Michigan Tobacco Quitlink and Smokefree. These are reading resources, not coaching programs.

Who Can Use It

Eligibility, funding and plan design.

Who can use it

The resources are written for McLaren members, but outside links such as WebMD are public. Whether any benefit, like a screening, is covered depends on the member’s plan, so eligibility varies by plan and funding. Check coverage rules in the plan documents rather than the wellness page.

How it is funded or sold

Nothing on the wellness page is presented as a priced product. Preventive services are plan benefits subject to the plan’s cost sharing rules, and the self-screening and guide links are free. McLaren does not publish an employer-purchased behavioral health program on this page.

Where it fits in plan design

These resources suit a baseline communications effort. They do not provide counseling, coaching or an employee assistance program. If behavioral health access is a priority, the employer should look at what the plan covers for therapy and whether a separate assistance program exists.

What To Ask

What to settle before relying on it.

What behavioral health benefit sits behind the links?

Self-screening links are not treatment. Ask McLaren how members access therapy and psychiatry under your plan, what the network looks like and whether an assistance program or virtual option is included. Put those answers in front of employees, not just the guide links.

Which preventive services have no cost sharing?

Ask for the plan’s preventive schedule and how it is updated. Employers often assume more is covered at 100 percent than the schedule shows, so member communications and enrollment materials should match the contract and the benefit booklet, not a general description.

Are we linking a reward to screenings?

Rewarding a preventive screening or a self-assessment is a common design, but incentives tied to health outcomes fall under HIPAA and ACA wellness rules and may raise ADA and GINA questions. Have employment counsel review the design before launch, and keep the reward separate from McLaren’s free resources.

Questions We Get

Common questions about this program.

Does McLaren offer its own behavioral health coaching?

The wellness page links to outside self-screening tools and topic guides, not a McLaren coaching program. Ask the carrier what behavioral health services the plan covers.

Are preventive screenings covered?

McLaren encourages members to get preventive screenings when their doctor recommends them, and says certain in-network preventive services are covered at 100 percent under the Affordable Care Act. Coverage depends on the specific plan.

Does McLaren publish information on HIV prevention?

Yes. The wellness page describes PrEP and PEP as medicines that can be prescribed by a doctor, physician assistant or nurse practitioner, and links to a Michigan state resource. Coverage and cost sharing depend on the plan.

Services Referenced

Programs and vendors named on this page

Official pages for the services mentioned above. Availability, cost and eligibility vary by plan and employer group, so confirm what applies to your group with the carrier.

WebMD

Health information and tools.

Visit WebMD →

Sources

Where these details come from.

This page summarizes what McLaren Health Plan publishes. Programs change, so confirm current details with the carrier before relying on them.

mclarenhealthplan.org → mclarenhealthplan.org →

Let’s Get to Work

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The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

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