Total Health Care is a southeast Michigan HMO, so the question is what its members get after hours.
Total Health Care is an HMO serving the greater Detroit area and surrounding counties for groups and individuals. We did not find a published nurse line description, so we ask Total Health Care for the hours, number and cost before describing it.
What Total Health Care is.
A Local HMO
Total Health Care serves southeast Michigan, which makes its network about Detroit-area clinics and hospitals.
Group and Individual Plans
It offers coverage to employer groups and individuals, and also serves Michigan Medicaid and MI Child members.
Network Ties
A 2022 university open enrollment presentation described Priority Health’s Tier 1 network as closely mirroring Total Health Care’s.
How employees reach support.
The Member ID Card
The number printed on the card is the one to use.
A Detroit-Area Test
For groups in the area we place a test call before enrollment.
Written Confirmation
We keep the carrier’s answer on the plan file.
When it fits.
Detroit-Area Employers
An HMO with local clinics suits employees who live near them.
Employees Who Travel
An HMO network matters more for staff who work outside the area.
Emergencies
The ER comes first.
What to Pin Down With Total Health Care.
Is There a Nurse Line?
We did not find one published. We ask Total Health Care directly.
What Does the HMO Network Cover?
A local HMO suits Detroit-area employees more than a scattered workforce. We map the census to the network.
What Happens Out of Area?
We ask how urgent care and travel are handled for members outside the service area.
Questions about Total Health Care.
Does Total Health Care have a nurse line?
We did not find a published one, so we confirm.
Where does it operate?
Greater Detroit and surrounding counties.
Does it serve groups?
Yes, per its company profile, along with individuals.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.
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