UnitedHealthcare Disease Management

UnitedHealthcare wellness and rewards programs: which ones are for employer plans.

UnitedHealthcare’s wellness and rewards page mixes programs for several lines of business. This page separates what the carrier says is for members with plans through work from what is for Medicare, Medicaid and individual plans.

Ask What Your Carrier Offers

What It Is

What the program is and what members do.

What the programs are

For members with plans through work, UnitedHealthcare lists UHC Rewards, One Pass Select, Wellos and Care Cash. The carrier describes UHC Rewards as a way to earn rewards for a variety of actions, One Pass Select as a fitness program, Wellos as a wellness app, and Care Cash as a preloaded debit card for eligible network health care expenses.

How members use them

The carrier says UHC Rewards is activated in the UnitedHealthcare app. One Pass Select is learned about at its own site, and the carrier describes it as a voluntary program with a subscription-based gym network, digital fitness and grocery delivery. Wellos lets members track health, connect with coaches and view meal plans and recipes.

What they cover or do not

These are engagement and wellness programs, not changes to medical coverage. The carrier says UHC Rewards may vary by plan type, Care Cash is for members in eligible plans, and Wellos is at no additional cost as part of eligible health plans. Confirm what is included for your group.

Who Can Use It

Eligibility, funding and plan design.

Who can use them

The page states some programs are for members with employer-sponsored plans. It also lists Renew Active and Medicare Advantage rewards for Medicare Advantage members, Member Rewards for some Medicaid plans, and Health Perks Rewards and a Walgreens discount for Individual and Family ACA Marketplace plans. Those are not employer group programs, so confirm which apply to your group.

How it is funded or sold

The page does not describe pricing for employers. It says Wellos is at no additional cost as part of eligible plans and calls One Pass Select voluntary. The employer care management page separately describes Standard Care Coordination for fully insured employers and Personal Health Support for self-funded (ASO) employers. Ask what is included in your rates.

Where it fits in plan design

These programs fit as engagement and communication items next to the clinical programs, not as a substitute for them. Because eligibility varies by plan, we would verify each program before listing it in an open enrollment guide.

What To Ask

What to settle before relying on it.

Which of these are included for our plan?

The page says employer plan members may have access and that some programs vary by plan type. We would ask UnitedHealthcare for a written list of what applies to the group and the effective date.

What does each program cost the employer or member?

The public page does not state employer pricing for most items. We would ask whether anything is billed to the employer, and which items such as One Pass Select carry a member charge.

How should we describe them to employees?

We would ask UnitedHealthcare for approved wording and any limits, so employee materials do not promise rewards or fitness access that the plan does not include.

Questions We Get

Common questions about this program.

Which UnitedHealthcare programs are for employer-sponsored plans?

The carrier lists UHC Rewards, One Pass Select, Wellos and Care Cash for members with plans through work, with eligibility depending on the plan.

Are Renew Active and Member Rewards employer programs?

No. The carrier describes Renew Active and Medicare Advantage rewards for Medicare Advantage members and Member Rewards for some Medicaid plans. Confirm what applies to your group.

Does the page say what employers pay?

It does not give employer pricing. Employers should ask UnitedHealthcare or their broker what is included and what carries a charge.

Sources

Where these details come from.

This page summarizes what UnitedHealthcare publishes. Programs change, so confirm current details with the carrier before relying on them.

uhc.com →

uhc.com →

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670


Book a 30-minute call