Can you tell me what a news item means for my plan? (national news page)
Yes. Send us your renewal and plan documents and we will say how it applies to your group.
Send your renewal and we will tell you
Yes. Send us your renewal and plan documents and we will say how the news applies to your group.
We read it against your carrier, funding arrangement, network and renewal timing, because the same headline can matter very differently from one employer to the next.
What we do with your renewal and the news
We read the news against your carrier, funding arrangement, network, and renewal date, because the same headline can matter very differently to different employers.
Send the renewal and plan documents and we will tell you whether an item changes anything for your group, and what, if anything, to do.
Where to go from here
Send us your renewal
Share the renewal and plan documents and we will tell you what to test.
Read your renewal against the average
Separate trend from your own claims experience.
Test any carrier change for provider disruption
Who is affected when a network changes, before you move.
More questions on this topic
How often is this page updated?
We add items when there is news that affects employer health plans, such as carrier developments, state and federal rules, and court cases.
Where these details come from.
Facts on this page come from these public sources.
- Idaho Department of Insurance: oversight of the Idaho School Benefit Trust
- Idaho Education News: the insurance trust and what districts owe
- U.S. Department of Labor: news release on the final PBM transparency rule, October 29, 2026
- Federal Register: Improving Transparency Into Pharmacy Benefit Manager Fee Disclosure, November 2, 2026
- Consumer Financial Services Law Monitor: DOL final rule expands PBM transparency for self-insured health plans
- IRS: Revenue Procedure 2026-26 (2027 affordability percentage of 10.22%)
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.