Which Coverage Tier Should You Use in the Total Compensation Calculator?
Use the tier the employee has. If you are showing the idea to a group, show a few typical cases such as employee only and family.
How it works in practice
Use the tier the employee has. If you are showing the idea to a group, show a few typical cases such as employee only and family.
The tier matters because the employer cost differs a lot from one tier to the next. A figure built on the wrong tier is wrong for the person looking at it, whether it overstates or understates the employer’s share.
For a single employee, pick their actual tier. For a general illustration, such as a job posting or a leadership discussion, show two or three typical cases side by side so nobody reads one figure as the answer for everyone.
When you need figures for the whole workforce rather than an estimate, a statement built per employee uses each person’s own tier and plan instead.
Three places to go next
Total compensation calculator
Add up salary and employer-paid benefits.
Total compensation statements
Show employees the full value of the package.
Health plan cost per employee
Employer cost per employee from your plan.
Related questions.
Can I show more than one tier?
Yes. Showing employee only and family side by side is a common way to illustrate the range.
What if the employee has no coverage?
Then the employer share is zero for medical, and the total reflects only the other parts of the package.
Does the tier change the total a lot?
It can. Employer cost differs a lot by tier, which is why the calculator asks for it.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
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Your current plan summary
Contribution split by tier
Enrolled counts by tier
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