Employer Benefits Program Self-Assessment
Twelve questions, about three minutes. Score your benefits program on cost, competitiveness, compliance and how well employees understand it, then see where to start.
Your Program
Cost
Competitiveness
Compliance
Understanding
Your Result
Four areas, three questions each
Each answer is worth two points for Yes, one for Partly and none for No. The score runs from 0 to 24, with a subtotal for each area.
Cost
Do you watch claims and cost drivers all year, plan for large claimants and think beyond one renewal?
Competitiveness
Do you know how your benefits compare with similar employers and what your people value?
Compliance
Are filings, notices, attestations and vendor oversight owned, calendared and documented?
Understanding
Do employees know what they have, use it, and does leadership see the results?
What to do with your score
0 to 9: Needs attention
Pick the lowest area and fix one habit this quarter. A calendar and a named owner solve more than most people expect.
10 to 17: Solid, with gaps
Your foundation works. Close the gaps in your weakest area before the next renewal conversation.
18 to 24: Strong
Keep the cadence. Look at multi-year planning and measuring return to find the next gain.
Common Questions
Is my information stored or sent anywhere?
No. The score is calculated in your browser and nothing you select is saved or submitted.
What does the score mean?
It is a quick self-check of good practice, not an audit. A low score points to where to start; it does not mean your plan is out of compliance.
Can CFH review the answers with me?
Yes. Book a free 30-minute call and we will walk through your results and the areas that matter most for your group.
Where These Rules Come From
U.S. Department of Labor, Employee Benefits Security Administration
CFH are licensed insurance brokers, not attorneys or tax advisors. This page is general information, so confirm your situation with your benefits attorney or tax advisor.
Related Guides
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →
Cookies on This Site
We use cookies to keep the site working properly and to understand how it is used. You can decline anything that is not essential. See our Privacy Policy for the detail.
- Essential — needed for the site to load and for you to move around it. These cannot be switched off.
- Analytics — tell us which pages get read, so we know what is worth writing more of.
- Advertising — set by third parties such as ad and social platforms to measure and target campaigns.