Every carrier invoice is matched against eligibility as it arrives.
So a billing error is found the month it happens, inside the window in which it can still be fixed.
The invoice meets the record.
Every month, line by line.
The Invoice Arrives
Each carrier bill is received and read against the plan and the rate on file.
Matched to Eligibility
Every person billed is compared with who is actually enrolled and in which tier.
Differences Raised
Anything that does not match is raised and traced to its cause.
The ordinary errors.
They are small, and they repeat.
Terminated Employees Still Billed
Coverage ended, billing did not.
Wrong Tier
A change in family status that reached one record and not the other.
Missing Additions
Someone enrolled and not yet on the bill, with a retroactive charge coming.
A bill you can trust.
Or a record of why you could not.
A Reconciled Invoice
Matched and marked, month by month.
Corrections Requested in Time
With the support attached.
A Cleaner Renewal
A year of clean billing makes the next conversation shorter.
Questions that come up.
Short answers to the questions we hear most. Each links to the full page.
What does it mean to check carrier bills against enrollment?
Each carrier invoice is compared with the plan and rate on file, and each person billed is checked against current enrollment and tier. When something does not match, it is flagged and traced to its source, so billing errors are caught in the month they occur.
What kinds of billing errors does this catch?
The ordinary ones. Terminated employees who are still being billed, incorrect tiers after a family status change that updated only one record, and newly enrolled people missing from the bill, which usually leads to a retroactive charge. These are the errors that quietly add up.
What do I get from this beyond cleaner invoices?
You get a reconciled invoice that is matched and marked monthly, and corrections requested on time with supporting documentation. A year of accurate billing also makes the next renewal cleaner, because it shortens the negotiation that follows.
Ready? Send us your renewal, or talk it through with someone first. No cost, no obligation.
General information, not legal or tax advice. Plan-specific questions belong with the plan documents, the carrier and counsel.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
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