How much are HealthCare.gov premiums rising in 2027?
KFF estimates about 13% on average, as reported by The Hill on October 31, 2026. KFF’s earlier review of insurer filings found a median proposed increase of 15%.
The answer for a given household depends on the plan, county, age and subsidy. Send us your renewal and we will give you a second opinion in writing.
The short answer, and the Michigan version.
Nationwide
About 13% average for HealthCare.gov, per KFF’s estimate.
Michigan individual market
About 14.5%, per ACASignups’ calculation from final filings; DIFS’s weighted averages run slightly lower.
Michigan small group
9.6% approved average for 2027 across eight carriers, from 7.0% to 14.8%.
Keep reading.
HealthCare.gov premiums rise again in 2027
What the 2027 marketplace increases mean for an employer plan. Back to the marketplace page.
Keep reading on 2027 marketplace premiums.
Where these figures and rules come from.
Figures and rules
KFF and The Hill: KFF estimates about 13% for HealthCare.gov in 2027, as reported by The Hill on October 31, 2026; KFF’s review of insurer filings found a median proposed increase of 15% (KFF, How Much and Why ACA Marketplace Premiums Are Going Up in 2027). This page is general information, not legal or tax advice.
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