The section’s history lists one amendment after 2012.
Section 3406s was added by Public Act 100 of 2012 and amended by Public Act 276 of 2016, effective July 1, 2016.
A carve-out for short-term and one-time limited duration policies of six months or less, described in section 2213b.
Employees on short-term policies may lack ABA coverage that insured group plans provide.
The Legislature’s search page lists Public Act 276 of 2016.
Back to the ABA guide.
Not that we have identified. The age and annual maximum language remains in the section.
House Bill 4740 of 2025 would amend it and has not passed.
Not directly, since group coverage is not a short-term policy.
Public Act 276 of 2016: The Amendment to Section 3406s: not legal advice. Send us your renewal.
The laws and rules named on this page link to the official text. This is general information, not legal advice, and rules change, so check the current text.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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