Michigan Law

Public Act 276 of 2016: The Amendment to Section 3406s

The section’s history lists one amendment after 2012.

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The details

What it changed

What the history shows

Section 3406s was added by Public Act 100 of 2012 and amended by Public Act 276 of 2016, effective July 1, 2016.

What the section now includes

A carve-out for short-term and one-time limited duration policies of six months or less, described in section 2213b.

Why it matters

Employees on short-term policies may lack ABA coverage that insured group plans provide.

Where to read it

The Legislature’s search page lists Public Act 276 of 2016.

Back to the ABA guide.

Questions We Get

Public Act 276 of 2016: The Amendment to Section 3406s: short answers

Did this change the age or dollar limits?

Not that we have identified. The age and annual maximum language remains in the section.

Is the section still being amended?

House Bill 4740 of 2025 would amend it and has not passed.

Does it affect group plans?

Not directly, since group coverage is not a short-term policy.

Public Act 276 of 2016: The Amendment to Section 3406s: not legal advice. Send us your renewal.

Sources

Where these details come from

The laws and rules named on this page link to the official text. This is general information, not legal advice, and rules change, so check the current text.

Public Act 276 of 2016

MCL 500.3406s, Insurance Code of 1956

House Bill 4740 of 2025

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The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

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