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Employee Benefits for Perry Employers

Charles Calkins House in Perry, Michigan — CFH Insurance Consultants group health insurance and employee benefits consulting for Perry, MI employers
EMPLOYEE BENEFITS CONSULTING · PERRY, MI

Employee Benefits for Perry and Shiawassee County Employers

Perry is a small city in Shiawassee County east of Lansing. Its employers are small and local and draw workers from Perry, Laingsburg and Williamston. We help Perry employers offer a benefits plan that holds up against larger employers in Lansing and Owosso without carrying large-company costs.

Call 248.370.8853

Photo: kennethaw88, CC BY 4.0, via Wikimedia Commons

Perry at a Glance

Perry is a city of 2,091 people (2020 census) in Shiawassee County, surrounded by Perry Township but governed separately. These are the facts that matter for an employer here.

A Small City East of Lansing

Perry became a village in 1893 and a city in 1964, and it has had a post office since 1850. The city is named for Oliver Hazard Perry, the U.S. naval commander of the War of 1812.

Local Landmarks

The Calkins-McQueen Museum, a former home on the National Register of Historic Places, is preserved by the Perry Historical Society.

Hiring Beyond the City Limits

With about two thousand residents, a Perry employer typically hires from the surrounding townships and nearby cities. A competitive benefits package helps a small employer reach that wider pool.

Figures are from the 2020 U.S. Census unless noted.

Plan Options for a Perry Employer

We compare fully insured and level-funded plans against your census and claims. Smaller groups often get the clearest picture by seeing several options on the same page. See level-funded health plans.

Competing With Lansing and Owosso for Staff

Perry employers recruit in a wider area than the city itself, so a benefits package helps with hiring and retention. See our Williamston page and the Greater Lansing hub.

Compliance Without a Compliance Department

COBRA, ACA reporting and ERISA documents apply to a small employer as much as a large one. We handle them through the year. See Michigan benefits compliance.

Perry, Michigan: Local Background for Employers

Perry sits in Shiawassee County and is surrounded by Perry Township, though the city and township are run separately. Knowing the community helps us talk about benefits the way local owners and managers actually experience them.

A Small City With Long Roots

Perry was incorporated as a village in 1893 and became a city in 1964. A post office has served the community since 1850, and the city takes its name from naval commander Oliver Hazard Perry. The Perry Historical Society preserves the Calkins-McQueen Museum, a National Register of Historic Places home that appears in the hero photo on this page.

The Size of the Community

The 2020 census counted 2,091 residents in 836 households, with a median age of 36.6. A community this size is made up mostly of small employers, and small employers are the ones who feel a single renewal increase most. That is the situation we plan around when we work with Perry businesses.

How Local Government Is Organized

Perry operates under a mayor-council system. Municipal and school employers in a town like this often have benefit rules that differ from private companies, so we ask early whether a group is public or private before we recommend a funding approach.

What Perry Employers Ask Us First

Most conversations with small Perry employers begin with one of a few practical questions. Here is how we usually approach each.

We Have Never Offered A Group Plan

We start with who is eligible, how many hours an employee works to qualify, and how much the company wants to contribute. From there we compare carriers on the same census so the options can be judged side by side.

Our Renewal Came In Much Higher

Bring us the renewal letter and the current rates. We rebuild the comparison from the census so you can see whether the increase is in line with the market or whether a different carrier or plan design would cost less.

We Want Employees To Stay

In a small city, word travels fast about which employers treat people well. Dental, vision, life and disability alongside medical can make a modest company competitive when it recruits against larger employers elsewhere in the region.

What Perry Employers Ask

Our Perry employees live in several counties. Does that change anything?

It can. Network access and plan availability are set by where employees live, so we check that a plan works for the whole group before we recommend it.

We already have a broker. Can you still look at our renewal?

Yes. Send the renewal letter, plan summary, contribution split and enrolled counts. The review is free and carries no obligation. See how a renewal second opinion works.

Do you have an office in Perry?

No. Our Michigan office is in Bloomfield Hills, and we serve Perry employers by phone, video and on site when needed.

Send Us This Year’s Perry Renewal

Send the Perry renewal, plan summary, contribution and enrollment by tier, and two more documents if you are at fifty or above. We will explain the increase and check both nearby hospital systems in the network. 248.370.8853 or info@cfhic.com.

Start the Review Email info@cfhic.com Call 248.370.8853
CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Book a 30-minute call