Benefits Strategy

Implement

Handle carrier, vendor and administration changes so HR is not left with the workload. Implementation covers carrier paperwork, administration system changes, payroll set-up, notices and employee communication.

Send Us Your Renewal

The Detail

Make the decision real.

Implementation covers carrier paperwork, administration system changes, payroll set-up, notices and employee communication. A checklist and owner for each task prevents surprises at open enrollment.

Our team handles the coordination so HR can focus on people.

Going Deeper

What Implementation Includes.

Once a decision is made, the work begins. Carrier paperwork has to be filed, administration systems updated, payroll deductions set up, notices sent and employees told what is changing and when.

Each of those has a deadline and an owner. Implementation goes wrong when nobody owns it, so the plan names who does what and by when.

After go-live, the team checks that deductions are right, ID cards arrive and the first invoice matches.

Questions We Get

A few more questions.

What do you handle?

Carrier and vendor coordination, system set-up, and communication materials.

What does HR still do?

Approve materials, confirm data and answer questions from leadership.

What is the biggest risk?

A missed deadline or an unclear owner. A written plan reduces both.

How long does it take?

It depends on the change. A simple plan change may take weeks.

Who talks to employees?

HR with support from the account team, using clear materials.

Keep Reading

Related guides.

Employee Benefits Strategy Consulting in Michigan

Funding, contributions, vendors and compliance.

Measure

Track results through the year and adjust before the next renewal.

Look Beyond the Rate

When the market does not beat the renewal, savings can still come from contribution design, plan design and vendor terms.

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670


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