Cigna Disease Management

Cigna Personal Health Advocates work one on one with employees to close gaps in care, per Cigna.

Cigna lists Personal Health Advocates among its employer wellness offerings. The page gives a single sentence of description, so most of what you need must come from Cigna in writing.

Ask What Your Carrier Offers

What It Is

What the program is and what members do.

What the program is

Cigna says Personal Health Advocates work one on one with employees to identify ways to close gaps in care and improve health outcomes.

How members use it

The page does not describe how a member reaches an advocate, the channel used or the hours. We would ask Cigna, because ease of access usually decides whether an advocacy service is used.

What it covers and does not

The page does not list services, staffing credentials or results. We have not assumed any. It should not be read as medical advice or as a change to plan benefits.

Who Can Use It

Eligibility, funding and plan design.

Who can use it

The page names employees as the audience. It does not say whether dependents or spouses can use it. We would confirm that for your group.

How it is funded or sold

Cigna’s footnotes say group insurance is offered to employers with more than 50 full-time employees in most states, and administrative services for self-funded plans with as few as 25 full-time employees. Product availability varies by location and plan type. We would confirm in writing how this program is funded for the group and whether any fee applies.

Where it fits in plan design

It fits as a personal support layer next to care management and coaching, particularly useful for a workforce that struggles to navigate care. It should be judged on how it is delivered, not its name.

What To Ask

What to settle before relying on it.

Who are the advocates?

We would ask for the credentials and role of the advocates and whether they are Cigna employees or a vendor.

How do employees reach them?

We would ask about phone, digital and hours, and whether outreach is member initiated or Cigna initiated.

Is there a cost?

The page does not say. We would ask whether it is included for the group’s funding type.

Questions We Get

Common questions about this program.

What do Personal Health Advocates do?

Cigna says they work one on one with employees to identify ways to close gaps in care and improve health outcomes.

Do the advocates give medical advice?

The page does not say. Ask Cigna to describe their role and limits.

Is it available to all Cigna groups?

Not stated. Cigna says availability varies by location and plan type.

Sources

Where these details come from.

This page summarizes what Cigna publishes. Programs change, so confirm current details with the carrier before relying on them.

cigna.com →

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

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