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The same system that tracks enrollment should feed the ACA measurement.

The hours that decide ACA status and the elections that show who is covered belong in one place. Separate spreadsheets produce reports that do not match.

Send Us Your Renewal   ← Back to Benefits Administration And Payroll

The Problem And The Answer

One record is easier to defend.

What Is Actually True

ACA reporting depends on who was offered coverage, who enrolled and the months each was covered. If those facts live in different places, the filing is assembled by hand.

Assembly by hand takes time and invites errors.

What We Do About It

We structure the records so hours, offers and elections sit together and the data for the year-end forms is a by-product of the year.

We also check the data each period so errors are caught early.

How It Works

From year-end reconstruction to ongoing records.

What We Need

Payroll hours and enrollment records.

What We Do

We combine and structure them.

What You Get

A single dataset for reporting.

Questions We Get

Questions on this topic.

Short answers for agency owners.

Do we need to buy something?

Not necessarily. We tell you what you already have and what is missing.

Does this replace a filing service?

It supports one. We prepare data; who files depends on the arrangement.

How accurate does the data need to be?

Accurate enough to defend. Errors can lead to penalties, so we check them.

General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.

Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

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Houston, TX 77084
281.404.5670

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