Start with the facts, not an answer.
You tell us how caregivers are engaged and paid today, and we avoid assuming either answer.
Send Us Your Renewal ← Back to 1099 Caregivers And Classification
A neutral starting point.
What Happens In This Step
We collect the facts: how work is assigned, who sets schedules, how pay works and what the agreements say.
We write them down without drawing a conclusion about status.
What You Get From It
A fact summary for your attorney and for the modeling that follows.
It also exposes any gaps in what you know about your own arrangements.
What this step needs and produces.
What We Need
Sample agreements, pay structure and how work is assigned.
What We Do
We summarize the facts neutrally.
What You Get
A factual summary.
Questions on this topic.
Short answers for agency owners.
Do we need to share contracts?
Samples help. We do not need names.
Will you tell us the answer?
No. Classification is for your attorney.
How long does this take?
It depends on how quickly you gather the facts.
General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →
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