Legal plan value calculator: does a group legal plan pay for itself?
Group legal plans cover everyday matters such as wills, real estate closings and consultations for a small monthly fee. This calculator compares the value of what you use with the premium.
Compare covered services with the premium
Enter what the services you expect to use would cost on the open market and what share the plan covers.
For example, a will, a closing or document review.
From the plan summary. Some services are covered in full and others at a discount.
Your estimate
This calculator gives an estimate only. Covered services, network attorneys, exclusions and waiting periods vary by plan.
What a group legal plan covers
A legal plan gives you access to a network of attorneys for common matters such as wills and estate documents, real estate closings, family matters, traffic issues and consultations. Many services are covered in full when you use a network attorney, and others are offered at a discount.
Who gets the most value
People with a life event on the way, such as buying a home, having a child or updating an estate plan, tend to get the most. Plans typically do not cover business matters or certain other disputes, so read the exclusions. For employers, legal plans are an inexpensive employee-paid benefit.
Common questions
Does a legal plan cover any type of case?
No. Plans usually focus on common personal matters and exclude some areas such as business disputes. Check the list.
Do I have to use a network attorney?
Usually yes for the full benefit. Using other attorneys may give you only a partial benefit.
Is a legal plan the same as legal insurance for my business?
No. Group legal plans are for personal matters of employees and their families.
Can employers offer a legal plan?
Yes. It is commonly offered as a voluntary benefit paid by the employee. We can help you compare options.
Talk to us about a legal plan
Book a 30-minute call and we will look at your workforce, your payroll and the voluntary benefits that fit. Visit us at 41000 Woodward Avenue, Suite 350 East, Bloomfield Hills, MI 48304, or call 248.370.8853.
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