Where can employees get help enrolling on the marketplace?
DIFS directs consumers to start at HealthCare.gov, where federally trained navigators and certified application counselors offer free help.
CFH advises employers on group plans and does not enroll individuals on the marketplace. Send us your renewal and we will give you a second opinion in writing.
Where to point employees.
Start at HealthCare.gov
Window shopping lets employees preview 2027 premiums and subsidies without entering personal details.
Free local help
DIFS lists HealthCare.gov find-local-help and the number 800-318-2596, and its own consumer line at 877-999-6442, Monday through Friday, 8 a.m. to 5 p.m.
Watch for look-alikes
DIFS warns that some lead-generator sites look official and may sell limited plans. Verify any message before sharing personal information.
Keep reading.
HealthCare.gov premiums rise again in 2027
What the 2027 marketplace increases mean for an employer plan. Back to the marketplace page.
Keep reading on 2027 marketplace premiums.
Where these figures and rules come from.
Figures and rules
DIFS, Open enrollment is coming (October 26, 2026). This page is general information, not legal or tax advice.
Send us your renewal.
Four documents — the renewal letter, the plan summary, the contribution split by tier and enrolled counts by tier. We’ll come back with a competitive read, where we see opportunity, and the five questions we’d put to your carrier.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
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