Member discount programs Michigan carriers publish, side by side.
Several carriers give members discounts on gyms, healthy eating, hearing, vision and personal care. These are discounts and fitness benefits, not insurance coverage, and availability varies by plan type, funding and employer group. Each card below opens a page that describes the program as the carrier describes it. Looking for the full set of wellness and rewards programs? See carrier wellness programs → Got a rebate check from your carrier? See what to do with a medical loss ratio rebate →
Six carriers, six member discount programs.
McLaren Health Plan and Humana do not list a member discount program among the programs we reviewed.
Blue365 Member Discounts
Included with Blue Cross medical plans, according to the carrier. Savings on gym memberships, travel, personal care items, healthy eating, wellness, and hearing and vision care.
Blue Cross Blue Shield of Michigan
Fitness, Perks and Discounts
Commercial members can join Active&Fit Direct at $25 a month plus a $25 enrollment fee, per Priority Health. Non-Medicare members also get BenefitHub perks, and non-Medicaid members get discounted hearing exams and hearing aids through TruHearing.
Priority Health
Member Discounts and Fitness
Active&Fit Direct at $28 a month plus a $28 enrollment fee, per HAP. Members also get discounts on meal delivery, nutrition products, massage, hearing aids and LASIK.
Health Alliance Plan
Member Discounts
Discounts on weight loss and meal plans, gyms and fitness, massage, acupuncture, chiropractic, nutrition, vision including LASIK, and hearing. Aetna states these are discounts, not insurance coverage.
Aetna
Healthy Rewards Discounts
A discount program covering fitness, healthy eating, personal care, wellness, hearing and vision. Members use it without claim forms or referrals, and it is not insurance coverage.
Cigna
One Pass Select
A fitness subscription rather than a discount list: a nationwide gym network, digital fitness and grocery delivery where the state allows it. No long term contracts, and family members 18 and over can be added.
UnitedHealthcare
Three questions before you promote a discount program.
Is it included or a buy-up?
Some discount programs come with the medical plan and others are sold separately. Ask the carrier to confirm in writing which applies to your group.
What does a member pay?
Gym programs often carry a monthly fee and an enrollment fee even when the platform itself is included. Ask for the exact member cost before you describe it to employees.
Does it apply to our plan type?
Some perks are limited to commercial, Medicare or Medicaid members. Ask which members in your group can use each program.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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