Michigan’s individual market: about 14.5% for 2027.
ACASignups calculates an average increase of about 14.5% for Michigan’s individual market in 2027, from final rate filings. DIFS shows slightly lower weighted averages, so treat the figure as a close estimate and not an official statewide number.
Ten insurers appear in Michigan’s individual-market filings, including one new to the state. Send us your renewal and we will give you a second opinion in writing.
Three things to know about Michigan’s numbers.
Who sells
The filings list Alliance Health and Life, Blue Care Network, Blue Cross Blue Shield of Michigan, Health Alliance Plan, McLaren Health Plan, Meridian, Molina, Oscar, Priority Health and UnitedHealthcare Community Plan.
Who is affected
About 497,000 Michigan residents get coverage through HealthCare.gov, per DIFS. Employees who waive your plan, or whom you do not offer coverage to, may be among them.
Why it is not the employer number
Michigan’s small-group market was approved at 9.6% for 2027. See the small-group table for the carrier range.
Keep reading.
HealthCare.gov premiums rise again in 2027
What the 2027 marketplace increases mean for an employer plan. Back to the marketplace page.
Keep reading on 2027 marketplace premiums.
HealthCare.gov Premiums Up About 13% for 2027: What the Estimate Covers
Where these figures and rules come from.
Figures and rules
Individual-market average: ACASignups, Michigan 2027 rate changes, calculated from final filings in SERFF (updated September 30, 2026); DIFS’s own summary shows slightly lower weighted averages. DIFS, Open enrollment is coming (October 26, 2026). This page is general information, not legal or tax advice.
Send us your renewal.
Four documents — the renewal letter, the plan summary, the contribution split by tier and enrolled counts by tier. We’ll come back with a competitive read, where we see opportunity, and the five questions we’d put to your carrier.
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