What If the Renewal Runs Late and the Statement Is Not Ready?
The statement moves with it. We would rather send it with the enrollment guide and correct numbers than early with last year’s figures.
How it works in practice
The statement moves with it. We would rather send it with the enrollment guide and correct numbers than early with last year’s figures.
Accurate numbers matter more than an early send date, so the statement waits for the final renewal figures.
A late renewal also moves contributions and enrollment materials, so it is worth telling employees when to expect the statement.
Starting the renewal early is the surest way to protect the calendar.
Three places to go next
After rates are set
Why production follows final rates.
Send us your renewal
We will tell you whether it looks competitive.
Open enrollment integration
Statements delivered alongside open enrollment.
Related questions.
Can we send the statement early with old figures?
We recommend against it. A statement built on last year’s costs shows the wrong numbers.
What does a late renewal move?
The statement timeline, and usually the enrollment materials too.
How do we avoid delay?
Start the renewal early.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.
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