The usual open enrollment assumes a desk, a company email address and a lunch hour. A plant floor has none of the three, and the plan an employee picks on the way out the door is rarely the plan that fits.
This page lays out how manufacturers run enrollment for second and third shift, for crews who read another language first, and for people who will not open a portal link.
A 40-person plant can gather everyone in a break room. A 400-person plant cannot.
In a small plant, the owner or supervisor often handles enrollment forms, and mistakes show up months later as claim problems.
What we do about it: We run the sessions, check the forms and follow up on missing elections before the deadline.
A mid-sized plant needs a repeatable process because HR cannot attend every shift change.
What we do about it: We schedule sessions by shift, train supervisors on what to say and what to refer, and set up the new-hire routine.
A large plant needs enrollment that scales, with decision support and a clear escalation path.
What we do about it: We combine on-site sessions, decision-support tools and a call line so each employee can find help in the way that suits them.
Each of these is a CFH service page that supports a successful plant enrollment.
See how CFH explains plans to employees, in person and by phone, so choices match real needs.
Check that the plan you are enrolling people into is competitive before the sessions begin.
Add wellbeing programs after enrollment, once people understand and use their coverage.
We do not rely on email. We hold in-person sessions, hand out printed summaries, post material where crews gather and give employees a phone number to call. Where a portal is useful, we help employees set it up on their own phones during the session.
Yes. We arrange interpreters and translated plan summaries for the languages your crews use. The summary shows the per-paycheck cost, what each plan pays for common care and how to find a doctor.
Start several weeks ahead so that every shift has at least two session options and there is time for follow-up calls. A plant that begins the week of the deadline will miss the weekend crew.
The sector overview: shift workers, plant floors and the benefits problems specific to Michigan manufacturers.
Seasonal hiring and shift enrollment for processors.
Three-shift enrollment for molders.
A planning guide for employers with shift workers and plant-floor teams.
The statute that sets the 50 full-time-equivalent threshold and the penalties for large employers.
The statute behind the annual coverage reports that large employers file with the IRS.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
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