Explaining Employer Cost Increases at Open Enrollment
When contributions rise, the statement can show how much of the total increase the employer absorbed. That is the honest context for a larger paycheck deduction.
How it works in practice
When contributions rise, the statement can show how much of the total increase the employer absorbed. That is the honest context for a larger paycheck deduction.
It answers the first question employees ask: why is my deduction going up? Showing the employer’s share of the increase next to the employee’s share gives the answer without a long memo.
Explaining employer cost increases builds trust at open enrollment. Employees who see the employer carrying part of the increase are less likely to assume the whole cost was passed on.
Use the employee’s own tier and plan, so the numbers are the ones they will see in their paycheck.
Three places to go next
Benefits increase vs. raise
Compare a cost increase with a pay change.
Open enrollment messaging
What to tell employees and when.
Open enrollment integration
Statements delivered alongside open enrollment.
Questions employers ask.
What does the statement show?
How much of the total cost increase the employer absorbed, next to the employee’s increase.
Why does it build trust?
It gives the honest context for a larger deduction and answers the question employees ask first.
Which figures should it use?
The employee’s own tier and plan, not an average.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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