Coverage Tier Costs Side by Side
For each coverage tier, the statement shows the employee’s cost and the employer’s. Side-by-side tier costs guide smarter enrollment choices.
How it works in practice
For each coverage tier, the statement shows the employee’s cost and the employer’s. Side-by-side tier costs guide smarter enrollment choices.
An employee covering a spouse who has coverage elsewhere often decides differently once both numbers are in view. The difference between tiers is easier to weigh than a single rate.
Showing the employer’s cost next to the employee’s makes the whole price of each tier visible, not only the part that comes out of a paycheck.
The comparison is most useful ahead of the enrollment window, when the employee is still deciding.
Three places to go next
Employee decision support
Help employees choose the plan that fits them.
Open enrollment integration
Statements delivered alongside open enrollment.
Total compensation calculator
Add up salary and employer-paid benefits.
Questions employers ask.
Which tiers are shown?
Each coverage tier the plan offers, with the employee’s and the employer’s cost.
Who benefits most?
Employees deciding whether to cover a spouse who has coverage elsewhere.
Is it the same as the rate sheet?
The statement shows employee and employer cost side by side for the person’s own situation.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.
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