Statements for Employees Who Waive Coverage
An employee who waives medical still gets a statement. It shows what they are declining.
How it works in practice
An employee who waives medical still gets a statement. It shows what they are declining.
That is often the prompt to check whether the other coverage is actually better. The employee sees the employer’s contribution they would be giving up.
Statements for waivers support informed coverage decisions. A waiver made without that figure is easier to regret.
Send it on the same schedule as everyone else, so the waiver is a choice and not a default.
Three places to go next
Employee decision support
Help employees choose the plan that fits them.
Open enrollment integration
Statements delivered alongside open enrollment.
Total compensation statements
Show employees the full value of the package.
Questions employers ask.
Why send a statement to someone who waives?
It shows what they are declining, which prompts them to check whether the other coverage is better.
Does it pressure employees to enroll?
No. It gives them the figure and leaves the decision to them.
When is it sent?
On the same schedule as every other employee’s statement.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program: cost, plan performance, risk and administration.
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