Benefits Compliance Alerts for Employers.
A running list of recent changes that may affect your benefit plans, each linked to a plain-English guide. This is general information, not legal or tax advice.
What Changed.
Newest first.
Transparency in Coverage
The agencies finalized updates to the Transparency in Coverage rule. It takes effect December 7, 2026 and phases in through July 2028.
Federal PBM Reform
The Consolidated Appropriations Act, 2026 added reporting, rebate pass-through and audit rights for plans that use a pharmacy benefit manager. Most of it applies from 2028 and 2029.
State Paid Family and Medical Leave
Delaware and Minnesota began paying benefits on January 1, 2026 and Maine on May 1, 2026. Maryland begins collecting contributions on January 1, 2027.
AI in HR and Benefits
State rules on automated tools in employment continue to change, and existing anti-discrimination and privacy laws already apply.
Dates and Checklists.
Pair the alerts with the recurring dates.
Michigan Compliance Calendar
Federal and state deadlines in one place.
ACA Reporting Deadlines 2027
Filing and furnishing dates for the coming season.
Mid-Year Benefits Compliance Check-In
A checkpoint to catch gaps before year end.
Every Law We Cover.
See the full list grouped by what each law asks of an employer.
Get the next issue.
Once a quarter: what Michigan carriers filed, what employers are actually paying, and what it means for your next renewal.
Related pages.
Federal Policy Tracker
Every federal benefits law we cover, grouped by what it asks of an employer.
A Compliance Calendar for Your Plan Year
The dated filings, notices and deadlines an employer plan runs on.
Michigan Employer Benefit Laws
The Michigan laws that reach employer benefit plans.
ACA Reporting for Employers
Who must file Forms 1094-C and 1095-C, and when.
COBRA Law: Notices, Deadlines and Coverage Periods
The notices employers owe and the timelines that apply.
Plan-Year Calendar
What happens in each phase of the plan year.
Using the alerts to decide what to do next.
An alert is useful only if it leads to a decision. When a change appears, ask three questions: does it apply to us given our size, funding and states, what is the date by which we must act, and who needs to be told. Recording the answers, even briefly, turns reading into action and creates a record of how you responded.
Not every change requires action. Some set a long timeline, and the right response is to note the date and revisit it later. Others, such as a new notice or filing, need to be on the calendar now. Confirm applicability with your advisor or counsel; this page is general information, not legal advice.
Quick Answers.
Short answers to what employers ask most. This is general information, not legal or tax advice.
How do I find out when a benefits law changes?
This page lists recent changes we are tracking. Ask us whenever a rule may affect your plan, and we will tell you what it means for your group.
Does this page replace legal advice?
No. It is general information. Your attorney should advise on how a rule applies to your company.
Where are the recurring deadlines?
Our Michigan compliance calendar and ACA reporting deadlines guide list the dates employers track each year.
How do we know which alerts apply to us?
Applicability depends on your size, funding type and the states where you operate. Ask your advisor to help sort the list.
Can we get alerts by email?
The page includes a way to get the next issue. Sign up so you see changes when they are published.
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