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Employee Benefits for Holt Employers

Welcome to Holt entrance sign in Holt, Michigan — CFH Insurance Consultants group health insurance and employee benefits consulting for Holt, MI employers
EMPLOYEE BENEFITS CONSULTING · HOLT, MI

Employee Benefits for Holt and Delhi Township Employers

Holt is the largest community in Delhi Township, just south of Lansing along the US-127 corridor. Its employers include small manufacturers, service firms and contractors, and many compete for workers with Lansing and Mason employers. We help Holt employers build a benefits plan that is competitive without being expensive to administer.

Call 248.370.8853

Photo: Dj1997, CC BY-SA 3.0, via Wikimedia Commons

Holt at a Glance

Holt had 25,625 residents at the 2020 census, which makes it the largest community in Delhi Charter Township, south of Lansing. These are the facts that matter for an employer here.

A Highway Crossroads

Holt sits just south of Interstate 96 and is surrounded by I-96, U.S. Route 127 and M-99. Mason is about six miles to the southeast and Dimondale about six miles to the west, so employees move easily across the south side of the Capital Region.

Local Public Transit and Schools

The Capital Area Transportation Authority serves Holt on Route 8, and Holt Public Schools operates Holt High School. For employers with hourly staff, commute access is part of whether a job is realistic.

Large Employers Within Reach

The Lansing Economic Area Partnership’s 2018 list names General Motors (4,549 employees), Auto-Owners Insurance (2,578), Jackson National Life (2,500) and Dart Container (2,000) among the region’s largest employers. A Holt employer competes with them for the same workers.

Figures are from the 2020 U.S. Census unless noted.

Plan Options for a Holt Employer

We compare fully insured, level-funded and self-funded plans against your own census and claims, then show what each would cost and what risk it carries. For groups with steady claims, we also look at level-funded health plans.

Hiring Against Lansing and Mason Employers

A Holt employer recruits in the same labor market as Lansing employers to the north and Mason to the south. Benefits are one of the few levers a small employer controls, so we benchmark yours. See our Lansing and Mason pages.

Compliance Without a Compliance Department

Contractors and small manufacturers often have variable hours, which makes ACA full-time tracking and affordability testing harder. We handle that testing, COBRA and ERISA through the year. See Michigan benefits compliance.

Holt, Michigan: Local Background for Employers

Holt is an unincorporated community in Delhi Charter Township, south of Lansing. The details below help explain its employer base.

A Town Named For A Postmaster General

The first permanent settlers of Delhi Township, John Norris and Fred Luther, arrived in 1837. In 1860 the post office at Delhi Center was renamed Holt, after Joseph Holt, then U.S. Postmaster General, to avoid confusion with Delhi Mills in Washtenaw County. The northern part was once known as Five Corners or North Holt.

A Fast-Growing Community

Holt had 25,625 residents in 2020, up from 11,315 in 2000. The 2020 census counted 10,449 households, 30.1% with children under 18, and a median age of 39.1.

Built On A Glacial Esker

Holt sits on a glacial esker, the longest in Michigan at roughly 20 miles, running from south Lansing through Holt to just past Mason. The CATA bus system serves Holt on Route 8.

What Holt Employers Ask Us First

Holt has a large residential base and a growing set of small businesses.

We Are Growing Quickly

Headcount changes alter eligibility, contribution and carrier options. We review the plan with you at each renewal so it keeps pace with the company.

Employees With Children Need Different Coverage

With nearly a third of households having children under 18, dependent coverage cost often decides whether an employee enrolls. We model it before you set your contribution.

Can Transit Or Commute Matter For Benefits

Some employers pair health coverage with commuter or pre-tax benefits. We explain which are worth the administration for your size.

What Holt Employers Ask

Our Holt crew works variable hours. Which employees do we have to offer coverage to?

For employers subject to the ACA employer mandate, eligibility is tested on hours over a measurement period, not on a job title. We set up that tracking and the offer rules so you are not guessing at year end.

We already have a broker. Can you still look at our renewal?

Yes. Send the renewal letter, plan summary, contribution split and enrolled counts. The review is free and carries no obligation. See how a renewal second opinion works.

Do you have an office in Holt?

No. Our Michigan office is in Bloomfield Hills, and we serve Holt employers by phone, video and on site when needed.

Send Us This Year’s Holt Renewal

Send the Holt renewal, plan summary, contribution and enrollment by tier, and two more documents if you are at fifty or above. We will explain the increase and check both nearby hospital systems in the network. 248.370.8853 or info@cfhic.com.

Start the Review Email info@cfhic.com Call 248.370.8853
CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Book a 30-minute call