Payroll and carrier files drift apart within a few cycles.
Without a system tying them together, deductions and coverage disagree. Caregivers are charged for coverage they dropped or covered without being charged.
Send Us Your Renewal ← Back to Benefits Administration And Payroll
Two systems, one set of facts.
What Is Actually True
Payroll takes deductions based on elections. The carrier covers people based on eligibility files. When changes reach one and not the other, the two disagree.
Each disagreement is a refund, a corrected premium or an angry caregiver.
What We Do About It
We help connect enrollment, payroll and the carrier so changes flow to all three, and we set a monthly reconciliation.
Where a direct connection is not practical, we create a simple routine that does the same job.
From manual matching to a connected process.
What We Need
Your payroll system, carriers and how changes are communicated now.
What We Do
We map the flows and connect or standardize them.
What You Get
A documented flow and a reconciliation routine.
Questions on this topic.
Short answers for agency owners.
Does this work with our payroll system?
Often. We check what your system can export and send and tell you early.
How often should we reconcile?
Monthly is usual, aligned with the carrier bill.
Who needs to be involved?
Whoever runs payroll and whoever handles benefits.
General information, not legal or tax advice. Confirm the rules that apply to your agency with your attorney or tax advisor.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents, two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
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