Send Statements Before the Enrollment Window Opens
Employees who see the statement first read the enrollment guide with the value already in mind. Timing decides whether the statement informs or just confirms.
How it works in practice
Employees who see the statement first read the enrollment guide with the value already in mind. Timing decides whether the statement informs or just confirms.
Sending statements before open enrollment helps employees choose. They compare plans knowing what the employer already contributes.
Sent after elections, the statement confirms a decision instead of informing it. The employee has already chosen without the figure that would have mattered.
Put the statement ahead of the enrollment guide in the schedule, and refer to it in your enrollment messaging.
Three places to go next
Open enrollment messaging
What to tell employees and when.
Open enrollment integration
Statements delivered alongside open enrollment.
Employee decision support
Help employees choose the plan that fits them.
Questions employers ask.
How early is early enough?
Before the enrollment materials, so the value is in hand when the window opens.
What if employees already chose?
The statement then confirms rather than informs. The after-enrollment confirmation shows the value of what they chose.
Does the statement replace the enrollment guide?
No. It adds the employee’s own figures to the guide.
Where this comes from.
This page describes how CFH builds and times total compensation statements and related materials for employer clients. It uses no outside statistics. The related guides below cover the wider process.
Send us your renewal.
We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
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