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Employee Benefits for Farmington Hills Employers

Farmington Hills City Hall — CFH Insurance Consultants provides group health insurance and employee benefits consulting for Farmington Hills, MI employers
EMPLOYEE BENEFITS CONSULTING · FARMINGTON HILLS, MI

Employee Benefits for Farmington Hills Employers

Farmington Hills has a broad employer base that includes automotive suppliers, healthcare practices, technology and professional firms. Many employees commute in from several counties, and employers draw from the whole western Oakland County labor market. We help Farmington Hills employers compare funding options and keep compliance handled through the year.

Call 248.370.8853

Photo: Dwight Burdette, CC BY 3.0, via Wikimedia Commons

Farmington Hills at a Glance

Farmington Hills had 83,986 residents at the 2020 census. These are the facts that shape benefits planning here.

The City’s Largest Employers

The city’s 2019 annual financial report listed Beaumont Hospital (now part of Corewell Health) at 2,500 employees, Robert Bosch at 1,400, Nissan Technical Center North America and Hitachi at 1,200 each, and Farmington Public Schools at 1,100.

Headquarters and Regional Offices

Gale, Mango Languages and 5-Hour Energy are headquartered in Farmington Hills, and the city is the U.S. headquarters for Bosch, Mercedes-Benz Financial Services and TD Auto Finance. Smaller employers hire from the same pool.

Getting Around

Major roads include M-5, I-696, I-275, Orchard Lake Road and 12 Mile Road. Employees commute in from several counties, which is why we check provider networks for the whole group.

Figures are from the 2020 U.S. Census unless noted.

Plan Options for a Farmington Hills Employer

We compare fully insured, level-funded and self-funded plans using your census and claims. Automotive supplier groups with shift and hourly employees get extra attention to eligibility rules. See level-funded health plans.

Hiring Across Western Oakland County

A Farmington Hills employer recruits against Southfield, Novi and Livonia. A clear, competitive benefits package helps in each conversation. See our Southfield, Livonia and Farmington pages.

Compliance Without a Compliance Department

Employers with hourly and shift workers need careful ACA hours tracking and affordability testing. We run that testing, COBRA and ERISA duties through the year. See Michigan benefits compliance.

Farmington Hills Employers We Work With

Farmington Hills has a diverse employer base that includes suppliers, healthcare practices and professional firms. These are the groups we see most.

Automotive Suppliers and Engineering Firms

Suppliers and engineering offices near the Oakland County corridor often combine salaried engineers with hourly or shift staff. We set up eligibility and hours tracking for the hourly group and benchmark benefits for the engineers.

Medical and Dental Practices

Healthcare practices have staff with different schedules and different expectations for benefits. We compare options for physicians, clinical staff and front-office employees separately.

Technology and Professional Offices

Smaller offices compete with larger employers nearby for the same professionals. We benchmark the offer and show where you can compete without a large-company cost.

A Farmington Hills Renewal, Step by Step

Hourly and shift workers add steps to a renewal. This is how we handle them.

Check Eligibility Data

We review how hours are tracked and who is currently offered coverage, so that the renewal starts from accurate data.

Run the Market

We compare carriers and funding options using the same census, with special attention to plans that handle mixed hourly and salaried groups well.

Prepare Enrollment and Notices

We build enrollment materials for each group and confirm the notices required for new and existing employees.

What Farmington Hills Employers Ask

Our Farmington Hills shop has hourly shift employees. How do we track who is eligible?

Under the ACA, eligibility for employers subject to the mandate is tested on hours over a measurement period. We set up the tracking and the offer rules so the answer is documented before year end.

We already have a broker. Can you still look at our renewal?

Yes. Send the renewal letter, plan summary, contribution split and enrolled counts. The review is free and carries no obligation. See how a renewal second opinion works.

Do you have an office in Farmington Hills?

Our Michigan office is in Bloomfield Hills, in Oakland County. We also work by phone and video and on site when needed.

Do part-time employees at our Farmington Hills office have to be offered coverage?

For employers subject to the ACA mandate, the answer depends on average hours over a measurement period, not on a job title. We set up the tracking and the offer rules so it is documented.

We are an Oakland County supplier with a small HR team. Who manages compliance?

We keep a calendar for ACA reporting, COBRA, ERISA documents and notices, and tell your team what we need and when.

Send Us This Year’s Farmington Hills Renewal

Send the Farmington Hills renewal, plan summary, contribution and enrollment by tier, and two more documents if you are at fifty or above. We will explain the increase and check both nearby hospital systems in the network. 248.370.8853 or info@cfhic.com.

Start the Review Email info@cfhic.com Call 248.370.8853
CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Let’s Get to Work

Send us your renewal.

We’ll tell you whether it looks competitive, where we see opportunity, and the five questions we’d put to your carrier. No cost, and no obligation to move anything.

What to send

The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier

Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.

CFH Insurance Consultants

An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.

Switch to CFH. Unhappy with your broker? Your employees won’t notice. You will. →

Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Book a 30-minute call