Article library
Everything we have written, in one place.
Ninety-four articles on how employer coverage actually works — what moves a renewal, what the law requires of you, and what to ask before you sign anything. Search it, or narrow it to the part of the problem you are in.
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A Guide to Group Health Insurance Tax CreditsFunding & cost
Benefit Plan BenchmarkingSpecialty advisory
Benefits Administration Software and HR Technology Integration: How to Streamline Employee Benefits SystemsAdministration & technology · People & total rewards
Benefits Administration Software: Unlocking Efficiency in HR Technology for Streamlined Employee Benefits ManagementAdministration & technology · People & total rewards
Benefits Administration Solutions and HR Technology for EmployersAdministration & technology · People & total rewards
Benefits Education & Digital Communication Tools: Enhancing Employee Benefits Understanding and EngagementPeople & total rewards
Best Insurance Brokers for Policy ComparisonsChoosing coverage
Book a Free Employee Benefits ConsultationChoosing coverage
Bridging Employer Health Insurance Gaps: Identifying and Resolving Coverage Issues for Effective Employee BenefitsChoosing coverage
CFH Insurance Consultants – CFHChoosing coverage
Complete Guide to Transitioning Your Company from Fully-Insured to a Self-Funded Health Plan: Benefits, Costs, and ComplianceFunding & cost · Compliance
Creative Company Benefits Ideas for 2026: Innovative Perks to Boost Employee RetentionPeople & total rewards
Employee Benefits Broker Detroit MIChoosing coverage
Eliminating Enrollment Errors with Real-Time Carrier API Integrations: Benefits and Best Practices for Insurance Enrollment AutomationAdministration & technology
Employee Benefits Consulting in Farmington Hills: How to Choose the Best Group Health Plans and AdvisorsChoosing coverage
Employee Benefits Consulting Services for EmployersChoosing coverage
Employee Benefits Cost Containment StrategiesFunding & cost
Employee Benefits Cost Control: Strategic Benefits Design for Mid-Market Employers to Stay CompetitiveChoosing coverage
Employee Benefits Enrollment: Essential Open Enrollment Planning and Communication StrategiesAdministration & technology
Employee Benefits for Battle Creek Employers: Competing on Benefits in a Company TownChoosing coverage
Employee Benefits for Port Huron Employers: Seasonal, Cross-Border and On-the-Road WorkforcesChoosing coverage
Employee Benefits Saginaw: A Definitive Guide to Employer Health Insurance and Benefits in Saginaw and the Great Lakes Bay RegionChoosing coverage
Employee Communications: A Complete Guide for Benefits EngagementPeople & total rewards
Employee Health Insurance Costs vs. Benefits ExplainedFunding & cost
Employee Wellness Programs: A Complete Guide for EmployersSpecialty advisory
Employee Benefits Grand Rapids MichiganChoosing coverage
Group Benefits Administration for Small Businesses | CFH Insurance ConsultantsAdministration & technology
Group Dental Insurance for Small Businesses: A Buyer’s GuideSpecialty advisory
Group Health Insurance Flint Employers Trust: Affordable Plans & Employee Benefits ExplainedChoosing coverage
Group Health Insurance for Jackson Employers: Comprehensive Employee Benefits and Coverage OptionsChoosing coverage
Group Health Insurance for Sterling Heights EmployersChoosing coverage
Group Health Insurance Plans for Small and Mid-Size BusinessesChoosing coverage
Group Health Insurance Solutions for Romulus & Detroit Metro Airport Logistics Employers: Small Business Health Coverage and Employee BenefitsChoosing coverage
How a Group Health Insurance Broker Saves Your Business MoneyChoosing coverage
How AI Employee Benefits Administration is Transforming Employee Benefits in 2026Administration & technology
How Employee Benefits Drive Talent Attraction and Retention in 2026People & total rewards
How Group Health Insurance Works for EmployersChoosing coverage
How Mid-Market Employers Use ICHRA Tax Benefits to Cut Benefits Costs Without Cutting CoverageCompliance
How Small Businesses Can Reduce Employee Benefits Costs Without Sacrificing CoverageChoosing coverage
How to Calculate Your Health Insurance PremiumsFunding & cost
How to Choose the Right Group Health Insurance Provider: A Complete Guide to Group Health Insurance Plans and BenefitsChoosing coverage
How to Estimate Employee Health Insurance CostsChoosing coverage
How to Reduce Employee Benefits Costs Without Cutting CoverageChoosing coverage
How to Save on Employee Health Insurance Costs: Effective Plans and Benefits StrategiesChoosing coverage
insurance consultingChoosing coverage
Mental Health Benefits for Employees: What Every Employer Needs to KnowSpecialty advisory
Open Enrollment Communications: Effective Employee Benefits Open Enrollment Strategies for Successful EnrollmentAdministration & technology
Preventive Care and Wellness Incentives: How Employee Wellness Programs Reduce Healthcare CostsSpecialty advisory
QSEHRA Health Insurance Detroit — Small Employer GuideChoosing coverage
QSEHRA Health Insurance Grand Rapids — Small Employer GuideChoosing coverage
QSEHRA vs. ICHRA: Choosing the Right Health Reimbursement Arrangement for Your Growing BusinessCompliance
Short-Term Disability Insurance for Employers: Coverage, Costs, and ComplianceCompliance · Specialty advisory
Strategic Benefits Benchmarking for Middle Market Firms: How to Attract Top Talent and Control Employee Benefits CostsPeople & total rewards · Specialty advisory
Term vs. Whole Life Insurance: Which Is Right for You in 2026?Specialty advisory
The Complete Employer Guide to Self-Funded Health Plans: Strategy, Stop-Loss Insurance Benefits, Cost Containment, and ComplianceFunding & cost · Compliance
The Employer Guide to GLP-1 & Specialty Drug Cost Management: Coverage Strategies, PBM Carve-Outs, and Utilization ControlsFunding & cost
The True Cost of Offering Employee Health Insurance: Understanding Employer Expenses and BenefitsFunding & cost
Understanding Average Group Health Insurance CostsChoosing coverage
Understanding Employee Health Insurance Options for Your BusinessChoosing coverage
Understanding Group Health Insurance Benefits for EmployersChoosing coverage
Understanding Group Health Insurance Plans for EmployeesChoosing coverage
What Are Customizable Group Health Insurance Solutions?Choosing coverage
What Are the Best Employee Benefit Plans? Comprehensive Guide to Employee Benefits Packages and Health Insurance Benefits for EmployeesChoosing coverage
What Employers Should Know About Employee Health InsuranceChoosing coverage
What Factors Should I Consider When Choosing a Health Insurance Provider for My Business?Choosing coverage
What Is a Taft-Hartley Health Fund? A Complete Guide to Multi-Employer Health Plans and Union Health and Welfare FundsChoosing coverage
What Is Employee Benefits Consulting and Why Employers Need ItChoosing coverage
What Is Employee Health Insurance and Why It MattersChoosing coverage
What Is QSEHRA? A Comprehensive Small Business Guide to Qualified Small Employer HRAs and BenefitsChoosing coverage
What to Consider When Choosing Group Health Insurance: Employee Options and Affordable Business CoverageChoosing coverage
Why CFH’s Personalized Service Outshines Larger Consulting Firms in Employee Benefits ManagementChoosing coverage
Why Middle Market Companies Are Losing Top Talent to Competitors with Better Employee Benefits PackagesPeople & total rewards
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What to send
The renewal letter
Your current plan summary
Contribution split by tier
Enrolled counts by tier
Four documents — two more if your group is 50 or more. Nothing else; every extra one is a reason to postpone.
An independent employee benefits consulting firm. We look at the entire benefits program — cost, plan performance, risk and administration.
Michigan41000 Woodward Avenue, Suite 350 East
Bloomfield Hills, MI 48304
248.370.8853
Bloomfield Hills, MI 48304
248.370.8853
Colorado13540 Northgate Estates, Suite 100
Colorado Springs, CO 80921
719.425.2649
Colorado Springs, CO 80921
719.425.2649
Texas16365 Park Ten Place, Suite 182
Houston, TX 77084
281.404.5670
Houston, TX 77084
281.404.5670